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CANARA BANK

ELIGIBLE COURSES
Studies in India:
Graduation, Post-graduation including technical / professional courses with employment potential conducted by colleges / Universities approved by UGC / Govt./AICTE/Department of Electronics / IMC, autonomous institutions like IIT,IIM etc.
Studies abroad:
Job oriented, technical / professional courses- (graduation / post graduation
Quantum of Finance:
Need based finance
For studies in India : Max. Rs.7.50 lacs
For studies abroad : Max Rs.15.00 lacs
Margin:
Upto to Rs.4.00 lacs - Nil
Above Rs.4.00 lacs - for studies in India - 5%
tudies abroad : 15%

Security:
Loan is given jointly to the student and parent /guardian
Assignment of future income of the student
Upto Rs.4.00 lacs- No security
Above Rs.4.00 lacs upto Rs. 7.50 lacs -Satisfactory third party guarantee
Above Rs. 7.50 lakhs: Collateral security equal to 100% of the loan amount.
Repayment
Commences one year after completion of the course or six months after getting employment, whichever is earlier.
Loan with interest is repayable in equated monthly instalments within 5 to 7 years.
Credit Delivery
Loan can be availed from the branch nearest to the place of permanent residence of the parent / guardian.

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