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CITI BANK

FEDERAL STAFFORD LOANS(for students)

6.80% fixed interest rateM
Zero Origination Fee
Zero Federal Default Fee - NEW
0.25% rate reduction for E-Z Pay auto-debit payments
ZERO payments your last six months
Deferments and flexible repayment options
1.00% automatic rate reduction as a graduation present - NEW
Unlimited opportunities to earn back the automatic rate reduction benefit if it is ever lost due to a late payment

PARENT FEDERAL PLUS LOANS

8.50% fixed interest rate
0.75% automatic interest rate reduction as a graduation present
0.50% rate reduction for E-Z Pay auto-debit payments
ZERO payments your last six months
Borrow up to the full cost of education, less any financial aid received
Flexible repayment options
Extended repayment plans of up to 25 years are available for Stafford and PLUS loans with accumulated loans balances in excess of $30,000
Unlimited opportunities to earn back the automatic rate reduction benefit if it is ever lost due to a late payment

GRADUATE FEDERAL PLUS LOANS (for students)

8.50% fixed federal rate
Zero Federal Default Fees
0.75 % automatic interest rate reduction as a graduation present
0.50% rate reduction for E-Z Pay auto-debit payments
ZERO payments your last six months
Borrow up to the full cost of education, less any financial aid received
Flexible repayment options
Extended repayment plans of up to 25 years are available for Stafford and PLUS loans with accumulated loans balances in excess of $30,000
Unlimited opportunities to earn back the automatic rate reduction benefit if it is ever lost due to a late payment

CITI ASSIST ® LOANS(for students):

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